Privacy Policy
Master Your Money Now, LLC’s Customer Privacy Policy covers the collection, use, and disclosure of personal information that may be collected by Master Your Money Now, LLC anytime you interact with Master Your Money Now, LLC, such as when you visit one of our websites, when you purchase Master Your Money Now, LLC products and services, or when you call our sales or support associates. Please take a moment to read the following to learn more about our information practices, including what type of information is gathered, how the information is used and for what purposes, to whom we disclose the information, and how we safeguard your personal information. Your privacy is a priority at Master Your Money Now, LLC, and we go to great lengths to protect it.
By providing personal information to us or through our websites, you understand and consent to the collection, maintenance, processing and transfer of such information in and to the United States and other countries and territories. Please read the following privacy policy before using this website or providing any personally identifiable information through this website. It will be assumed that if you provide us with any personally identifiable information that you have read and understand this policy.
Some portions of this privacy policy may not apply to information that you provide voluntarily, or that we may obtain, through means other than our websites, such as, but not limited to, telephone, postal mail, other live and print media, and other available public information sources. Our websites are intended for users who are located in the United States of America. This privacy policy shall be interpreted under the laws of the United States.
This privacy policy is part of the Master Your Money Now, LLC website terms and conditions which governs your use of this website in general, our other websites, and the Master Your Money Now, LLC affiliate terms and conditions, which governs your use of and participation in the Master Your Money Now, LLC affiliate program.
Why We Collect Personal Information
We collect your personal information because it helps us deliver a superior level of customer service. It enables us to give you convenient access to our products and services and focus on categories of greatest interest to you. In addition, your personal information helps us keep you posted on the latest product announcements, software updates, special offers, and events that you might like to hear about.
What Information We Collect and How We May Use It
There are a number of situations in which your personal information may help us give you better products. For example:
We may ask for your personal information when you’re discussing a service issue on the phone with an associate. When you interact with Master Your Money Now, LLC, we may collect personal information relevant to the situation, such as your name, mailing address, phone number, email address, and contact preferences; your credit card information and other information. We also collect information for market research purposes – such as your occupation and where you use your computer – to gain a better understanding of our customers and thus provide more valuable service. We collect information regarding customer activities on our websites. This helps us to determine how best to provide useful information to customers and to understand which parts of our websites, products, and Internet services are of most interest to them.
We may use personal information to provide products that you have requested as well as for auditing, research, and analysis to improve Master Your Money Now, LLC’s products.
We collect personal information about users of our websites through activities such as purchase transactions and completion of forms on our websites. Such information is collected when users register or subscribe to accounts or features on our websites, make online purchases, complete surveys, comment on our blogs, opt-in to our email marketing list, submit a comment or question to us using a “contact us” form or similar feature, send us an e-mail, or in any other way submit personal information voluntarily to us through our websites.
If you post blog comments, use a bulletin board, chat room or other similar features on a Master Your Money Now, LLC website you should be aware that any information you share is visible to other users. Personally identifiable information you submit to one of these forums can be read, collected, or used by other individuals to send you unsolicited messages. Master Your Money Now, LLC is not responsible for the personally identifiable information you choose to submit in these forums. For example, if you choose to make information, which was previously non-public, available by enabling certain user features, Master Your Money Now, LLC will collect that information from your interaction and the information will become publicly available.
Google Analytics:
Our websites utilize Google Analytics. We collect anonymous demographics and interest information. This information cannot be used to identify you. We only use it to customize our website design and offers based on the broad demographics and interests of people that visit. More specific information on how Google uses cookies can be found here.
If you want to opt out of Google Analytics, information can be found here.
When We Disclose Your Information
Master Your Money Now, LLC takes your privacy very seriously. Master Your Money Now, LLC does not sell or rent your contact information to other marketers.
Except as otherwise disclosed to you, we will not sell, rent or disclose your personal information to third parties without notifying you of our intent to share the personal information in advance and giving you an opportunity to prevent your personal information from being shared.
Within Master Your Money Now, LLC
To help us provide superior service, your personal information may be shared with legal entities within the Master Your Money Now, LLC group globally who will take steps to safeguard it in accordance with Master Your Money Now, LLC’s privacy policy. Master Your Money Now, LLC will use your personal information to respond to your requests and to provide you with our product and service offerings. We may also use your personal information to maintain our internal record keeping. We may match information collected from you through different means or at different times, including both personal information and website usage information, and use such information along with information obtained from other sources, including third parties. In addition, we may send you notices (for example, in the form of e-mails, mailings, and the like, such as our e-newsletters), and otherwise correspond with you, about products, services, companies and events, sponsored by us and others, that we think might interest you. You may opt out of receiving such notices from us by following the instructions in the right to opt in and opt out section below. We may analyze user behavior as a measure of interest in, and use of, our websites and e-mails, both on an individual basis and in the aggregate.
With Our Service Providers, Vendors, and Strategic Partners
There are times when it may be advantageous for Master Your Money Now, LLC to make certain personal information about you available to companies that Master Your Money Now, LLC has a strategic relationship with or that perform work for Master Your Money Now, LLC to provide products and services to you on our behalf. These companies may help us process information, extend credit, fulfill customer orders, deliver products to you, manage and enhance customer data, provide customer service, assess your interest in our products and services, or conduct customer research or satisfaction surveys. These companies are also obligated to protect your personal information in accordance with Master Your Money Now, LLC’s policies, except if we inform you otherwise at the time of collection. Without such information being made available, it would be difficult for you to purchase products, have products delivered to you, receive customer service, provide us feedback to improve our products and services, or access certain services, offers, and content on the Master Your Money Now, LLC websites.
We may disclose aggregate statistics regarding user behavior as a measure of interest in, and use of, our website and e-mails to third parties in the form of aggregate data, such as overall patterns or demographic reports that do not describe or identify any individual user.
In addition, we may offer joint promotions or programs that, in order for participation, will require personal information be shared with third parties. In such instances, you will be provided with notice of the sharing prior to your decision to participate.
At times we may be required by law or litigation to disclose your personal information. We may also disclose information about you if we determine that for national security, law enforcement, or other issues of public importance, disclosure is necessary.
We also may disclose user information when we have reason to believe that someone is causing injury to or interference with our rights or property, other users of the website, or anyone else that could be harmed by such activities.
How We Protect Your Personal Information
Master Your Money Now, LLC takes precautions – including administrative, technical, and physical measures – to safeguard your personal information against loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction.
The Master Your Money Now, LLC websites use secure encryption, provided by a third party, on some web pages where credit card information is required. To make purchases from any of the Master Your Money Now, LLC websites you must use a modern SSL-enabled browser such as Safari, Chrome, Firefox, or Internet Explorer. Doing so protects the confidentiality of your personal and credit card information while it’s transmitted over the internet.
You can help us by also taking precautions to protect your personal data when you are on the Internet. Change your passwords often using a combination of letters and numbers, and make sure you use a secure web browser.
Integrity of Your Personal Information
Master Your Money Now, LLC has safeguards in place to keep your personal information accurate, complete, and up to date for the purposes for which it is used. Naturally, you always have the right to access and correct the personal information you have provided. And you can request a copy of your personal information, your product registration history, and your interactions with our sales and support agents by contacting us.
While Master Your Money Now, LLC strives to protect the security and integrity of sensitive personal information provided through this website, due to the inherent nature of the internet as an open global communications vehicle, we cannot guarantee 100% that information during transmission through the internet or while stored in our system or otherwise in our care, will be absolutely safe from intrusion by others.
If you contact us by e-mail or a “contact us” form or similar feature on our website, you should be aware that your transmission might not be secure. A third party could view information you send by these methods in transit. Do not send sensitive information (such as payment card information, social security numbers, employer identification numbers, passwords, or pin numbers) to us via e-mail or via a “contact us” form or similar feature on our website. We will have no liability for disclosure of your information due to errors or unauthorized acts of third parties during or after transmission. In the unlikely event that we believe that the security of your personal information in our possession or control may have been compromised, we may seek to notify you of that development. If a notification is appropriate, we would endeavor to do so as promptly as possible under the circumstances, and, to the extent we have your e-mail address, we may notify you by e-mail. You consent to our use of e-mail as a means of such notification.
Minors
Master Your Money Now, LLC recognizes that parents, guardians, or other adults may purchase our products for family use, including use by minors. We do not knowingly collect personal information from children under 13 for marketing purposes, but because some information is collected electronically, it can appear to be the personal information of the Master Your Money Now, LLC purchaser of the product, and will be treated as such by this privacy policy. If a child under 13 submits personal information to Master Your Money Now, LLC and we learn that that personal information is the information of a child under 13, we will attempt to delete the information as soon as possible.
Cookies and Other Technologies
As is standard practice on many websites, the Master Your Money Now, LLC websites use cookies, third party software, and other technologies to track anonymous user data to help us understand which parts of our websites are the most popular, where our visitors are going, and how much time they spend there. We also use cookies and other technologies to make sure that our online advertising is bringing customers to our products and services. We use cookies and other technologies to study traffic patterns on our websites, to make it even more rewarding as well as to study the effectiveness of our customer communications. We also use cookies to customize your experience and provide greater convenience each time you interact with us.
Information such as your country and language helps us provide a more useful online shopping experience. And your contact information, product serial numbers, and information about your computer helps us register your products, personalize and set up your internet service and provide you with customer service.
If, however, you prefer not to enable cookies you can disable cookies in your browser. Please note that certain features of the Master Your Money Now, LLC websites will not be available once cookies are disabled.
As is true of most websites, we gather certain information automatically and store it in log files. This information includes Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages, operating system, date/time stamp, and click-stream data.
We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. Master Your Money Now, LLC will not use the information collected to market directly to a specific person.
In some of our email messages we use a click-through URL linked to content on the Master Your Money Now, LLC website and other websites not owned or controlled by Master Your Money Now, LLC. When customers click one of these URLs, they pass through a web server before arriving at the destination web page. We track this click-through data to help us determine interest in particular topics and measure the effectiveness of our customer communications. If you prefer not to be tracked simply avoid clicking text or graphic links in the email.
In addition we may use pixel tags or other similar technology to tell us what parts of our websites customers have visited or to measure the effectiveness of searches customers perform on our websites.
Pixel tags and other similar technologies also enable us to send email messages in a format customers can read. And they tell us whether emails have been opened to ensure that we’re sending only messages that are of interest to our customers.
Our Company Wide Commitment to Your Privacy
As stated, Master Your Money Now, LLC takes protecting your privacy very seriously. To make sure your personal information is secure, we communicate these guidelines to Master Your Money Now, LLC employees and strictly enforce privacy safeguards within the company.
Right to Opt-In and Opt-Out
You may have the right to “opt in” and “opt out” of certain uses of your personal information. For example, at the time you are requested to provide personal information on any of our websites, you may have the opportunity to elect to, or not to receive correspondence from us. You may opt out of any email marketing communications with Master Your Money Now, LLC by clicking the opt-out link in our messages, or by sending an email to office[at]masteryourmoneynow.com stating that you would like to be removed from a specific marketing list, or all communications entirely. Please note that you cannot unsubscribe or opt-out from certain correspondence from us, including messages relating to your account transactions. You may be contacted by Master Your Money Now, LLC in connection with your relationship to us as a client, or as follow up from an event, class, purchase, or other occasion.
Link Information
We try to only link to other reputable websites that do not engage in improper business practices, and when you are on any of our websites you may have the opportunity to visit, or “click-through”, to other websites, blogs, or other electronic media not operated by Master Your Money Now, LLC. These sites may collect personal information about you or be a security risk. Master Your Money Now, LLC does not control websites that are operated by these entities and is not responsible for the practices of the other websites. The privacy practices and policies of any linked websites are the sole responsibility of the other websites. We recommend that you review the privacy policy of any website that you visit from a link on any of our websites.
Business Transfer
In the event that Master Your Money Now, LLC or substantially all of its assets are acquired by one or more third parties as a result of an acquisition, merger, sale, reorganization, consolidation or liquidation, user information may be one of the transferred assets.
International Users
Master Your Money Now, LLC abides by the safe harbor framework set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information collected from the European Union.
Privacy Policy Changes
Master Your Money Now, LLC reserves the right to change or update this privacy policy, or any other of our policies or practices, at any time without notice. Any changes or updates will be effective immediately upon posting to this website. Under certain circumstances, we may also elect to notify you of changes or updates to our privacy policy by additional means, such as posting a notice on the front page of our website to sending you an e-mail. We encourage you to review this privacy policy often for changes.
For information regarding our disclaimer notice please visit this page.
If you have any questions or comments regarding our privacy practices, you may contact us at:
Master Your Money Now
P.O. Box 32025 | Raleigh, NC 27622
919-867-4057 | office[at]masteryourmoneynow[dot]com
FINANCIAL EMPOWERMENT COACH + FOUNDER, MELISSA TERNES
Multiple Financial Coaching Certifications
15+ years in Financial
Coaching & Counseling
Guided thousands
of businesses and individuals
Author of The Aligned Money Life Activator ™
Be Savvy. Be Confident. Be Powerful.
WEALTH EXPANSION PROGRAMS + PROFIT STRATEGIES
Founded by Melissa Ternes, Master Your Money Now provides wealth expansion programs and strategies to show business owners how to transform their relationship with money. Through her unique approach, her clients grow their businesses, increase profits, expand wealth and enjoy the lives they used to only dream about. She shows business owners how to go from just making money to building wealth, without the pain of deprivation and restriction.
© MASTER YOUR MONEY NOW, 2016-PRESENT. ALL RIGHTS RESERVED.
BRANDING + WEB DESIGN: GREATEST STORY CREATIVE